While on winter break following her penultimate semester of college, Riley Whitford is scheduled to go in for surgery the day before Christmas Eve. On a night out in Los Angeles with her friends Jeremy Newton and Maya Taylor during the winter solstice, Riley witnesses dirty cop Aaron Brock killing an innocent in cold blood. As if that wasn't enough, Brock follows her and steals the money she needs to pay for the surgery, requiring it to pay off his ever-increasing debt to ruthless loan shark Quentin Gaines. Along with her friends, her mother Emma, and ex-cop Isaiah Deluca, who holds a grudge against Brock, Riley must go on a surreal and life-threatening race against time to get the money back.
